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On 12 September, the Motor Insurers Bureau (MIB) revealed that the number of uninsured drivers in the United Kingdom has dropped by 25% over the last five years.

The MIB is the body that deals with claims relating to uninsured and untraced drivers, and which also manages the Motor Insurance Database, which contains policy details for all insured vehicles in the UK.

The MIB also noted that there are still a number of uninsured driving hotspots in the country. Seventeen of the 20 worst-offending postcodes are in the West Midlands and West Yorkshire, where the number of people driving without insurance is seven times the national average. Bordesley in Birmingham takes the top spot, with approximately one in three drivers taking to the road without any insurance in place.

To check – free of charge – that your vehicle is insured and has been recorded correctly, visit the askMID website.

For more information on any of the issues raised in this article, contact our Claimant Insurance Litigation team.