News

Whilst it is compulsory for drivers to have insurance to drive in the UK, not every driver has insurance. Over the past four years there has been 352,000 people convicted of driving without adequate insurance.[1] In this situation, a claimant is often faced with a defendant who would not necessarily have the financial means to … Continued

No one wants to find themselves embroiled in a legal dispute much less find themselves questioning who they are actually in dispute with. While, knowing who you entered into a contract with should be clear, often you will find this this is not the case. Many sole traders, partnerships and limited companies make use of … Continued

Unpacking the Package Holiday You had booked a package holiday and you were looking forward to having a relaxing time, but something went horribly wrong. Now you’re back home and the question is what can I do?   How do I know if I booked a package holiday? If you’re unsure whether your holiday actually … Continued

The Motor Vehicles (Compulsory Insurance) Bill has been passed by Parliament and now awaits Royal Assent before it becomes law. The Bill was introduced in response to the EU ruling in the case of Vnuk.  In this case the European Court of Justice (CJEU) held that the Motor Insurance Directives should be interpreted such that … Continued

Looking for a good deal on your car insurance?  Who you gonna call….?  Hopefully not a Ghost Broker!   Who are Ghost Brokers and what is Ghost Broking? Nowadays there is a plethora of online options for searching the market for the best deal on your car insurance.  However, you must be aware of the risk … Continued

The topic of personal injury claims was again the subject of parliamentary debate yesterday (7 November), with views being put forward on the Transport Select Committee’s report and the MoJ’s consultation document. While nothing new was discussed, it did reveal a little more of the new Justice Minister Sailesh Vara’s thinking in this area. Small … Continued

This year’s Lyons Davidson Insurance Conference focused entirely on the RAPID claims process and the Ministry of Justice PI Portal one year on from its introduction. The conference was well attended, with over 100 delegates representing 34 different insurers and organisations within the insurance industry. From the discussions throughout the day, I would summarise the … Continued

What a great conference! Well organised, with an excellent range of topics delivered by interesting speakers. Chris Ashworth, Chairman of I Love Claims Advisory Board, got the day off to a positive start by reflecting on the conference title ‘Don’t Look Back In Anger’ and re-stating one of the key aims of I Love Claims: … Continued