Insurance fraud recovery: types of fraudulent claims and how to recover the losses

Insurance fraud recovery: types of fraudulent claims and how to recover the losses

Although Lyons Davidson is known for specialising in property insurance outlay recoveries, many do not realise this includes recovery for fraudulent claims on insurance. Fraudulent claims have a severe impact Read more…

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Posted on Nov 16th, 2017 by Lyons Davidson

Insurance subrogated claims against employees

subrogated claims

Subrogated claims come in many guises, not just the obvious ones relating to property or motor damage. The recent case of Pemberton Greenish LLP v Jane Margaret Henry [2017] All Read more…

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Posted on Oct 3rd, 2017 by Lyons Davidson

Late payment of insurance claims: understanding the new rules on reasonable time

Late payment of insurance claims: understanding the new rules on reasonable time

On 4 May 2017, legislation came into effect that implies terms into new contracts of insurance.  Following the commencement of the Enterprise Act 2016 on that date, the Insurance Act Read more…

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Posted on Jun 12th, 2017 by Lyons Davidson

Stumped? Proving liability in subsidence claims

Proving liability in subsidence claims - Norway_maple_Picture by Katja Schulz under the creative commons license

Before the Court of Appeal’s decision in Berent v Family Mosaic Housing and Ors [2012, EWCA Civ 961], it was commonly accepted in subsidence claims that, in order to establish Read more…

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Posted on Mar 13th, 2017 by Lyons Davidson

Car insurance and property damage

Car insurance and property damage

It is easy to think about car insurance only in relation to motorway pile ups or collisions on roundabouts. However, there are many other ways in which a vehicle can Read more…

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Posted on Feb 1st, 2017 by Lyons Davidson

Company that failed to advise about minimum security standards needed for insurance must pay damages

Company that failed to advise about minimum security standards needed for insurance must pay damages

In RR Securities & Ors v Towergate Underwriting Group Ltd [2016], the claimant, RR Securities Ltd, was awarded damages against insurance broker Towergate Underwriting Group Ltd (the defendant), on the basis Read more…

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Posted on Dec 28th, 2016 by Lyons Davidson

Third Parties (Rights Against Insurers) Act 2010

Third Parties (Rights Against Insurers) Act 2010

The Third Parties (Rights Against Insurers) Act 2010 comes into operation on 1 August 2016. This will allow claimants to recover compensation directly from insurers where the defendant is insolvent. Read more…

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Posted on Jul 25th, 2016 by Lyons Davidson

Landlords’ insurers and the right to pursue subrogated claims

Landlords' insurers and the right to pursue subrogated claims

The case of Fresca-Judd v Golovina [2016] concerned subrogated claims by a landlord’s insurers against her tenant for damage the tenant caused to the property. However, the court held that Read more…

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Posted on Jul 19th, 2016 by Lyons Davidson

Recoveries from removal companies Part 3 – all change for limitation clauses

Recoveries from removal companies Part 3 - all change for limitation clauses

The Consumer Rights Act 2015 (CRA), which came into force on 1 October 2015, applies to every consumer contract formed after that date. Where that contract is for removals, the Read more…

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Posted on Oct 28th, 2015 by Lyons Davidson

Recoveries from removal companies: part 2 – limitations on liability

Close-up of four glass skyscrapers

Claims against removal companies for damage caused to items that were in their control during the process of removals, transport and storage will normally be based on negligence, breach of Read more…

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Posted on Oct 21st, 2015 by Lyons Davidson

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